Resources
Driving Instructions for Your Green Light Millionaire Journey
When you take a trip, make sure you follow the correct turns or else your trip takes longer than expected. The same is true with your financial journey. Make sure you don’t get too far down the checklist before completing the initial turns on your journey. While your journey can vary depending on goals, be sure to start at the top and work your way down.
Pre-Trip Checklist
- Goal List: Have a clear picture of where you want to go.
- Budget: Know where each dollar goes every month.
- Invest in yourself the entire journey. You are your greatest asset.
Red Light Checklist
- Emergency Savings: Save $1,000 (protect against smaller short-term setbacks).
- Debt: Pay off all non-mortgage debt.
- Emergency Fund: three to six months expenses (protect against bigger setbacks).
Yellow Light Checklist
- Save 20 percent for a down-payment.
- Get a 15-year mortgage.
- Mortgage payment at 25 percent of net monthly income.
Green Light Checklist
Goal – invest 15 percent (or more) of your income toward retirement and long-term goals.
- Get the full match from your employer plan.
- Max out your own Roth IRA (if applicable).
- Increase your percentage into the employer plan until maxed out.
- Invest in a “wealth accumulation fund” to build wealth for your goals. This could be a brokerage account, real estate, or your own business and should be designed to help you achieve a goal on your list (generosity, retirement, kids’ college, second home, travel, etc.).
Church and small group resources
True financial freedom begins with wisdom — and wisdom grows when it’s shared. These resources are designed to help you apply the principles from Green Light Millionaire™ in your daily life, small group, or church community.
With more than 60 years of combined ministry experience, Dave and his father, Reed, are passionate about helping local churches strengthen financial stewardship within their congregations. These FREE resources equip pastors and small groups to grow in both biblical financial principles and practical stewardship.
Whether you’re just getting started, leading others through the Bible Study, or preparing a sermon, each resource is designed to help you align your financial journey with your faith and purpose.
These tools bring Green Light Millionaire™ principles to life.
Sermon
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Small Group Guide
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